Set along the protected waters of Lazy Bay on Whitefish Lake, this rare 1.232-acre waterfront property offers privacy, recreation, and classic Montana lake living just minutes from downtown Whitefish. Located in the county with minimal CCRs and community water, this property combines flexibility with an unbeatable lifestyle setting. The 2,918 sq. ft. cabin-style home features 3 spacious master suites with walk-in closets, 2 full bathrooms and 2 three-quarter baths, a vaulted upper deck, exposed wood beams, two wood-burning fireplaces, cadet heating, and an open-concept kitchen, dining, and living area designed for gathering and entertaining. A 2015 upgraded 4-bedroom septic system adds modern functionality and peace of mind. Large windows capture abundant natural light and mountain and lake views, while warm wood finishes create an inviting Montana lodge atmosphere. The gently sloping, park-like lawn leads directly to the updated waterfront with a main dock and guest dock. Positioned within protected Lazy Bay channel access, the property enjoys calm waters and year-round storm protection, allowing docks to remain year-round — a rare advantage on Whitefish Lake. Enjoy incredible views of Whitefish Mountain Resort including the Hellroaring ski run and lift, Werner Peak, and the surrounding Whitefish Mountain Range. The insulated detached 5-car garage/shop includes a ski room, office, infrared and electric heat, attached carport, and abundant storage for boats, trailers, snowmobiles, side-by-sides, and recreational gear. Large driveway with ample parking and trailer access. Located just 1 mile from the Whitefish Trail Swift Creek trail system with direct access to hiking, biking, snowmobiling, RZR trails, Upper Whitefish Lake, Polebridge, and endless backcountry adventure. A true four-season Montana basecamp offering privacy, usable waterfront, breathtaking views, and exceptional recreation access. Listing Agent is related to Seller Heating Other: Ductless Heat System, 4-Bedroom Septic